Moving on from Moneyhub: your net worth after the app

Moneyhub's consumer app is gone: sunsetted on 31 July 2026, removed from the app stores, with accounts that did not move to its successor deleted. Whether you followed the migration to WPS Advisory's LifeStage or let your account lapse, the picture the app drew was always yours. Here is what happened, and how to rebuild that picture in an evening.

What actually happened

Moneyhub announced in February 2025 that it was stepping back from its consumer app to concentrate on the data platform it provides to businesses, and that the app would continue under WPS Advisory, the financial planning firm behind LifeStage. The handover ran through 2025 and into 2026, users were prompted at login to opt in, and the app was formally sunsetted on 31 July 2026. It is no longer in the app stores.

By Moneyhub's own count, over 10,000 users opted in and moved to LifeStage. Accounts that had taken no action by the deadline were deleted in full, data included, in line with UK data protection rules. So there is no export left to race for and no deadline left to beat; what remains is the calmer decision of where your financial picture should live next.

If your account was deleted

Losing years of connected history stings, but be precise about what was actually lost. Your accounts, balances and holdings are all exactly where they always were, at your banks, platforms and pension providers; what is gone is one app's copy of the picture. Every number it showed you can be fetched again from the statements and apps of the institutions that hold the money.

The one genuine loss is the accumulated transaction and net worth history. That cannot be recovered, but it can be made unrepeatable: whatever you use next, prefer a tool that treats export as a right rather than a favour, so your history can always leave with you.

If you landed on LifeStage

LifeStage is an advice-led service from a firm whose business is financial planning, and for users who wanted guidance attached to their data, the migration will have been a genuine step up. WPS Advisory gave the app and over ten thousand of its users a home when the alternative was closure, and that deserves plain acknowledgement.

But plenty of Moneyhub users valued something more specific. The comments on the personal finance forums kept praising the app's holistic view of overall wealth and net worth, with investments, pensions and property all in one place, and one much-echoed line asked simply for "a wealth tracker without any budgeting". If that is you, an advice-led app may feel like the wrong shape however well it is run, and a net-worth-first tool is the thing to look for. That is a difference of purpose, not of quality.

What to bring across

Moving tools is mostly moving a register, not moving data. Write down every account and asset the old app knew about: current accounts, savings, ISAs, pensions with their provider names, investments, property, vehicles, anything of real value, and every liability alongside: mortgage, loans, card balances. Current figures come straight from each provider; you are carrying across the list, and the numbers refresh themselves.

If you kept exports or screenshots from before the migration, file them somewhere safe: they anchor your history and a future tracker, mortgage application or plain curiosity will thank you. If you now use LifeStage, it is worth checking what it will let you export before you decide anything, and keeping your own copy regardless. Files in your own storage are the one copy no provider change can ever touch.

Rebuilding the picture in an evening

Losing an aggregator feels like losing the picture, but the picture was always yours; the app just drew it. You can rebuild it in an evening, manual first. Take the register you wrote down, put a value and an as-of date against each item, straight from statements and provider apps, and total the two sides. That is your net worth, today, with no bank connections required.

A well-built spreadsheet can hold all of this, and that guide covers the habits and the traps. WealthWelly is built for exactly this manual-first start: every asset and liability in one place with dated values, history that appends rather than overwrites, pensions handled properly, and export available at any time, because if the Moneyhub story teaches one lesson it is that your data should never be hostage to any app's business model, ours included. Automatic connections can be layered on afterwards rather than being the foundation everything falls with.

Choosing what comes next

Whatever you choose, LifeStage included, three questions sort the field quickly. Can you get everything out, easily, whenever you want? Does it read your accounts without any power to move your money? And does it cover your whole worth, the pensions, the house, the car and the rest, not just the bank feeds? A tool with three yeses will serve you well. A tool that fails the first question is asking you to repeat this summer at some point in the future, with more history at stake.

This guide is general information, not financial advice; if you are unsure what is right for your circumstances, speak to a regulated financial adviser.