Guides for the whole picture.

Hand-written, fact-checked and dated, on the questions that come up when you start counting everything. General information, never advice.

The net worth spreadsheet: build a good one, then retire it

How to build a net worth spreadsheet that works: the columns, a cadence you will keep, the FX and pension traps, and when to hand the job to software.

18 August 2026

ISA, SIPP or LISA: where the next thousand pounds should go

The ISA, SIPP and LISA compared for 2026/27: allowances, the LISA bonus and penalty, pension tax relief, and how to think about the next thousand pounds.

18 August 2026

What is your house actually worth?

How to put an honest value on your house: Land Registry sold prices, indexation, agent appraisals, a dated range, and netting off the mortgage for equity.

18 August 2026

Tracking pensions: DC pots, DB promises and the State Pension

How to count pensions in a net worth: DC pot values, DB promises via CETV or a times-20 convention, and the 2026/27 State Pension figures.

18 August 2026

Crypto belongs in your net worth (carefully)

How to track crypto in a net worth safely: public wallet addresses, read-only exchange keys, GBP pricing with timestamps, volatility honesty and cost basis.

18 August 2026

Moving on from Moneyhub: your net worth after the app

Moneyhub has left the consumer app business: the WPS Advisory handover, the end of August 2026 deletion deadline, and how to rebuild your net worth picture.

18 August 2026

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