WealthWelly

Your financial dashboard

Overview

4 October 2026 GBP

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Your net worth

£606,559

Whole household

+£22,630(+3.9%)in this period

£580k£590k£600k£610k1 May 2026: £583,929.491 June 2026: £584,002.781 July 2026: £595,385.2017 August 2026: £595,889.2918 August 2026: £606,245.9219 August 2026: £606,194.5420 August 2026: £598,075.5521 August 2026: £605,093.4222 August 2026: £605,093.4223 August 2026: £605,093.4224 August 2026: £605,130.5225 August 2026: £605,133.9026 August 2026: £605,137.2827 August 2026: £605,218.6928 August 2026: £605,216.9929 August 2026: £605,216.9930 August 2026: £605,216.9931 August 2026: £605,292.121 September 2026: £605,305.832 September 2026: £605,388.453 September 2026: £605,364.294 September 2026: £605,307.555 September 2026: £605,307.556 September 2026: £605,307.557 September 2026: £605,305.838 September 2026: £605,280.139 September 2026: £605,247.6710 September 2026: £605,324.7111 September 2026: £605,345.3412 September 2026: £605,345.3413 September 2026: £605,345.3414 September 2026: £605,369.4615 September 2026: £605,388.4516 September 2026: £605,435.1817 September 2026: £605,574.7418 September 2026: £605,631.0419 September 2026: £605,631.0420 September 2026: £605,631.0421 September 2026: £605,541.4422 September 2026: £606,270.7723 September 2026: £606,424.7524 September 2026: £606,524.9425 September 2026: £606,467.5926 September 2026: £606,467.5927 September 2026: £606,467.5928 September 2026: £606,447.9429 September 2026: £606,476.5330 September 2026: £606,406.951 October 2026: £606,499.812 October 2026: £606,559.134 October 2026: £606,559.13May 26Jun 26Aug 26Oct 26
£580k£590k£600k£610k1 May 2026: £583,929.491 June 2026: £584,002.781 July 2026: £595,385.2017 August 2026: £595,889.2918 August 2026: £606,245.9219 August 2026: £606,194.5420 August 2026: £598,075.5521 August 2026: £605,093.4222 August 2026: £605,093.4223 August 2026: £605,093.4224 August 2026: £605,130.5225 August 2026: £605,133.9026 August 2026: £605,137.2827 August 2026: £605,218.6928 August 2026: £605,216.9929 August 2026: £605,216.9930 August 2026: £605,216.9931 August 2026: £605,292.121 September 2026: £605,305.832 September 2026: £605,388.453 September 2026: £605,364.294 September 2026: £605,307.555 September 2026: £605,307.556 September 2026: £605,307.557 September 2026: £605,305.838 September 2026: £605,280.139 September 2026: £605,247.6710 September 2026: £605,324.7111 September 2026: £605,345.3412 September 2026: £605,345.3413 September 2026: £605,345.3414 September 2026: £605,369.4615 September 2026: £605,388.4516 September 2026: £605,435.1817 September 2026: £605,574.7418 September 2026: £605,631.0419 September 2026: £605,631.0420 September 2026: £605,631.0421 September 2026: £605,541.4422 September 2026: £606,270.7723 September 2026: £606,424.7524 September 2026: £606,524.9425 September 2026: £606,467.5926 September 2026: £606,467.5927 September 2026: £606,467.5928 September 2026: £606,447.9429 September 2026: £606,476.5330 September 2026: £606,406.951 October 2026: £606,499.812 October 2026: £606,559.134 October 2026: £606,559.13May 26Jul 26Oct 26
Explore a point to see its recorded value.
Assets less debtsExample data
View the history as a table
DateRecordValue
1 May 2026Corrected record£583,929.49
1 June 2026Corrected record£584,002.78
1 July 2026Corrected record£595,385.20
17 August 2026Corrected record£595,889.29
18 August 2026Dated snapshot£606,245.92
19 August 2026Dated snapshot£606,194.54
20 August 2026Dated snapshot£598,075.55
21 August 2026Dated snapshot£605,093.42
22 August 2026Dated snapshot£605,093.42
23 August 2026Dated snapshot£605,093.42
24 August 2026Dated snapshot£605,130.52
25 August 2026Dated snapshot£605,133.90
26 August 2026Dated snapshot£605,137.28
27 August 2026Dated snapshot£605,218.69
28 August 2026Dated snapshot£605,216.99
29 August 2026Dated snapshot£605,216.99
30 August 2026Dated snapshot£605,216.99
31 August 2026Dated snapshot£605,292.12
1 September 2026Dated snapshot£605,305.83
2 September 2026Dated snapshot£605,388.45
3 September 2026Dated snapshot£605,364.29
4 September 2026Dated snapshot£605,307.55
5 September 2026Dated snapshot£605,307.55
6 September 2026Dated snapshot£605,307.55
7 September 2026Dated snapshot£605,305.83
8 September 2026Dated snapshot£605,280.13
9 September 2026Dated snapshot£605,247.67
10 September 2026Dated snapshot£605,324.71
11 September 2026Dated snapshot£605,345.34
12 September 2026Dated snapshot£605,345.34
13 September 2026Dated snapshot£605,345.34
14 September 2026Dated snapshot£605,369.46
15 September 2026Dated snapshot£605,388.45
16 September 2026Dated snapshot£605,435.18
17 September 2026Dated snapshot£605,574.74
18 September 2026Dated snapshot£605,631.04
19 September 2026Dated snapshot£605,631.04
20 September 2026Dated snapshot£605,631.04
21 September 2026Dated snapshot£605,541.44
22 September 2026Dated snapshot£606,270.77
23 September 2026Dated snapshot£606,424.75
24 September 2026Dated snapshot£606,524.94
25 September 2026Dated snapshot£606,467.59
26 September 2026Dated snapshot£606,467.59
27 September 2026Dated snapshot£606,467.59
28 September 2026Dated snapshot£606,447.94
29 September 2026Dated snapshot£606,476.53
30 September 2026Dated snapshot£606,406.95
1 October 2026Dated snapshot£606,499.81
2 October 2026Dated snapshot£606,559.13
4 October 2026Current calculation£606,559.13
Total assets
£822,209

Everything you own

Total debts
£215,650

Mortgages, loans and other liabilities

Liquid assets
£139,386

Available instantly or within days

What you own

Asset allocation

View assets
Residential property: 42.8%Global equities: 28.0%Other: 20.9%Cash: 3.9%Crypto: 2.3%Vehicles: 1.4%other_folded: 0.6%
  • Residential property42.8%£351.7k
  • Global equities28%£230.3k
  • Other20.9%£172.1k
  • Cash3.9%£32.2k
  • Crypto2.3%£18.9k
  • Vehicles1.4%£11.8k
  • Everything smaller0.6%£5.2k
Build your own balance sheet

The detail behind your total

Your balance sheet

Start tracking
Full household values
Asset or accountValue source30 day changeValue
Property1£351,741.68
Home in Leeds
50% ownedEstimateMonths
Property index estimate22 September 2026+£673Since 4 September 2026£351,741.68£334.2k to £369.3k
Pensions2£314,081.37
State Pension
STATE PENSIONEstimateLocked
Recorded valuation18 August 2026£0Since 4 September 2026£172,081.37
SIPP
SIPPLocked
Statement18 August 2026£0Since 4 September 2026£142,000.00
Investments2£88,286.08
Stocks and shares ISA
ISA SSDays
Statement18 August 2026£0Since 4 September 2026£64,500.00
US brokerage
GIADays
Statement18 August 2026+£578Since 4 September 2026£23,786.08Full native value US$31,400.00
Exchange rate from 2 October 2026
Cash2£32,200.00
Easy access savings
Instant
Statement18 August 2026£0Since 4 September 2026£28,000.00
Joint current account
50% ownedInstant
Statement18 August 2026£0Since 4 September 2026£4,200.00
Crypto1£18,900.00
Bitcoin cold wallet
Days
Market price18 August 2026£0Since 4 September 2026£18,900.00
Vehicles1£11,800.00
2021 Skoda Octavia
Months
Statement18 August 2026£0Since 4 September 2026£11,800.00
Valuables1£5,200.00
Omega Speedmaster
EstimateMonths
Your estimate18 August 2026£0Since 4 September 2026£5,200.00£4.7k to £5.7k
What you owe2£215,650.00
Mortgage on Home in Leeds
Liability
Statement18 August 2026£0Since 4 September 2026£214,000.00Owed
Amex
Liability
Statement18 August 2026£0Since 4 September 2026£1,650.00Owed
Net worth£606,559.13

Values are dated. Estimates are labelled. A balance change is not the same as investment return.

A little more perspective

Your wealth at a glance

Whole household

Debt to assets

26.2%

Recorded debts divided by recorded assets. A ratio, not a borrowing limit.

Accessible share

17%

Assets in the instant and days tiers, divided by all selected assets.

Cash cover

£32.2k

Accessible cash and savings. Spending is recorded for your own share, so a household runway is not calculated.

Largest recorded asset

42.8%

Home in Leeds. Share of positive asset values before debts. An account may contain many investments.

Tomorrow, in perspective

Make room for
what comes next.

Best, mid and worst case. Your savings, your goal, your assumptions.

Open your planning studio

The Welly effect

More possibility.
Already yours.

Discover what a spare space, a watch or another asset could make possible.

Explore your opportunities

Know your numbers

Every value has a source.

Account balances, market prices and values you record stay clearly identified.

Build your own picture
Account feeds
0
Market prices
1
Recorded values
10
Index estimates
1

Example values show how source coverage will appear in your own account.

The daily difference

What changed?

£0.00

Your whole household, compared with 2 October 2026.

Previous record£606,559.13
Current picture£606,559.13

No recorded difference. Your current total matches the previous record.

A balance change can include spending, transfers, new valuations or market movements. These records do not separate income from investment returns.

Access to your money

Liquidity

How quickly the asset side could become cash.

Instant£32.2k
Days£107.2k
Months£368.7k
Locked£314.1k

Timing is a guide. Market conditions and account terms can affect access.

Look a little further

More from your whole picture

How your wealth is changingComposition, monthly movement and your biggest changes

Composition over time

£822.2k0-£216.5kMay 26Oct 26
£822.2k0-£216.5kMay 26Oct 26
Property £351.7kPensions £314.1kInvestments £88.3kCash £32.2kCrypto £18.9kVehicles £11.8kValuables £5.2kOwed £215.6k

Highest recorded value £606,559, 4 October 2026. Up in 1 of 1 available monthly comparisons over the past year.

Top movers over 30 days

Home in Leeds+£673
US brokerage+£578
State Pension£0
SIPP£0

A debt shrinking counts as moving up.

Your whole balance sheet as flows

This shows how your assets and debts add up across the whole portfolio. It is a balance sheet, not a cash flow statement.

Pensions £314.1kProperty £175.9kInvestments £88.3kCash £30.1kCrypto £18.9kVehicles £11.8kValuables £5.2kNet worth £535.6kOwed £108.6k
Pensions £314.1kProperty £175.9kInvestments £88.3kCash £30.1kCrypto £18.9kVehicles £11.8kValuables £5.2kNet worth £535.6kOwed £108.6k
Explore possible futuresTwenty year scenarios across your whole portfolio

Illustrative scenarios use your owned share across the whole portfolio. These are possibilities based on assumptions, not forecasts or guarantees.

best £5.8mlikely £1.5mworst £660.9know+20 years
best £5.8mlikely £1.5mworst £660.9know+20 years
Global financial crisis: £164.2k potential fall (25.5%)COVID-19 crash: £89.4k potential fall (13.9%)
Open planning studio
Your allowances and estateWhole portfolio estimates using your recorded circumstances

These estimates use your owned share, circumstances and recorded contributions. Review the assumptions before using them.

Allowance pace

ISA allowance£6,000 of £20,000
Pension allowance£0 of £60,000
Lifetime ISA£0 of £4,000

Inheritance tax estimate

£0

Estate £221.5k, nil rate bands £825.9k.

Review the assumptions
Could your assets earn more?Ideas to explore across the Welly family

ISA allowance still unused

£14,000 still open this tax year

You have £14,000 of this tax year's ISA allowance left. Money sheltered before 5 April grows free of income tax and capital gains tax.

Explore the idea

Earn tax free with the Rent a Room scheme

£7,500 a year

A furnished spare room in Home in Leeds can earn up to £7,500 a year tax free under the Rent a Room scheme. The allowance is halved if you split the income with someone else.

Explore the idea

Unclaimed Lifetime ISA bonus

£1,000 a year

Paying into a Lifetime ISA before 5 April earns a 25 per cent government bonus of up to £1,000 this tax year.

Explore the idea

Your whole worth, in one place. Spreadsheets get the boot.

Welcome to your wealth

Your wealth, together

A quick look at the tools around you.