Selected assets
£468,367Everything you own, at your share
Your financial dashboard
Overview
4 October 2026 GBP
Net worth excluding property
£359,717
+£475,717(+410.1%)in this period
Assets less debtsExample data
View the history as a table
| Date | Record | Value |
|---|---|---|
| 1 July 2019 | Corrected record | -£116,000.00 |
| 1 August 2019 | Corrected record | -£116,000.00 |
| 1 September 2019 | Corrected record | -£116,000.00 |
| 1 October 2019 | Corrected record | -£116,000.00 |
| 1 November 2019 | Corrected record | -£116,000.00 |
| 1 December 2019 | Corrected record | -£116,000.00 |
| 1 January 2020 | Corrected record | -£105,700.00 |
| 1 February 2020 | Corrected record | -£105,700.00 |
| 1 March 2020 | Corrected record | -£105,700.00 |
| 1 April 2020 | Corrected record | -£105,700.00 |
| 1 May 2020 | Corrected record | -£105,700.00 |
| 1 June 2020 | Corrected record | -£105,700.00 |
| 1 July 2020 | Corrected record | -£105,700.00 |
| 1 August 2020 | Corrected record | -£105,700.00 |
| 1 September 2020 | Corrected record | -£105,700.00 |
| 1 October 2020 | Corrected record | -£105,700.00 |
| 1 November 2020 | Corrected record | -£105,700.00 |
| 1 December 2020 | Corrected record | -£105,700.00 |
| 1 January 2021 | Corrected record | -£105,700.00 |
| 1 February 2021 | Corrected record | -£9,700.00 |
| 1 March 2021 | Corrected record | -£9,700.00 |
| 1 April 2021 | Corrected record | £4,806.42 |
| 1 May 2021 | Corrected record | £4,679.18 |
| 1 June 2021 | Corrected record | £4,416.32 |
| 1 July 2021 | Corrected record | £4,779.11 |
| 1 August 2021 | Corrected record | £4,620.49 |
| 1 September 2021 | Corrected record | £28,331.72 |
| 1 October 2021 | Corrected record | £28,567.78 |
| 1 November 2021 | Corrected record | £28,409.20 |
| 1 December 2021 | Corrected record | £28,825.17 |
| 1 January 2022 | Corrected record | £28,637.90 |
| 1 February 2022 | Corrected record | £28,631.29 |
| 1 March 2022 | Corrected record | £28,724.26 |
| 1 April 2022 | Corrected record | £29,027.65 |
| 1 May 2022 | Corrected record | £29,722.30 |
| 1 June 2022 | Corrected record | £37,899.52 |
| 1 July 2022 | Corrected record | £42,373.72 |
| 1 August 2022 | Corrected record | £42,108.58 |
| 1 September 2022 | Corrected record | £43,037.58 |
| 1 October 2022 | Corrected record | £43,865.94 |
| 1 November 2022 | Corrected record | £43,054.03 |
| 1 December 2022 | Corrected record | £46,748.82 |
| 1 January 2023 | Corrected record | £195,380.63 |
| 1 February 2023 | Corrected record | £240,981.13 |
| 1 March 2023 | Corrected record | £241,331.00 |
| 1 April 2023 | Corrected record | £244,638.43 |
| 1 May 2023 | Corrected record | £244,475.76 |
| 1 June 2023 | Corrected record | £254,986.84 |
| 1 July 2023 | Corrected record | £254,681.28 |
| 1 August 2023 | Corrected record | £254,504.85 |
| 1 September 2023 | Corrected record | £254,655.22 |
| 1 October 2023 | Corrected record | £255,326.72 |
| 1 November 2023 | Corrected record | £255,548.70 |
| 1 December 2023 | Corrected record | £254,713.57 |
| 1 January 2024 | Corrected record | £246,397.23 |
| 1 February 2024 | Corrected record | £246,465.94 |
| 1 March 2024 | Corrected record | £246,521.27 |
| 1 April 2024 | Corrected record | £246,507.41 |
| 1 May 2024 | Corrected record | £246,668.79 |
| 1 June 2024 | Corrected record | £252,301.79 |
| 1 July 2024 | Corrected record | £252,362.88 |
| 1 August 2024 | Corrected record | £252,177.76 |
| 1 September 2024 | Corrected record | £251,614.64 |
| 1 October 2024 | Corrected record | £251,410.15 |
| 1 November 2024 | Corrected record | £252,332.95 |
| 1 December 2024 | Corrected record | £252,729.23 |
| 1 January 2025 | Corrected record | £267,984.45 |
| 1 February 2025 | Corrected record | £311,439.24 |
| 1 March 2025 | Corrected record | £311,169.16 |
| 1 April 2025 | Corrected record | £314,839.08 |
| 1 May 2025 | Corrected record | £314,043.65 |
| 1 June 2025 | Corrected record | £320,531.01 |
| 1 July 2025 | Corrected record | £323,942.29 |
| 1 August 2025 | Corrected record | £324,918.64 |
| 1 September 2025 | Corrected record | £324,307.21 |
| 1 October 2025 | Corrected record | £324,397.48 |
| 1 November 2025 | Corrected record | £325,013.98 |
| 1 December 2025 | Corrected record | £324,737.12 |
| 1 January 2026 | Corrected record | £324,404.07 |
| 1 February 2026 | Corrected record | £325,779.65 |
| 1 March 2026 | Corrected record | £338,542.76 |
| 1 April 2026 | Corrected record | £335,494.33 |
| 1 May 2026 | Corrected record | £340,779.49 |
| 1 June 2026 | Corrected record | £340,852.78 |
| 1 July 2026 | Corrected record | £351,635.20 |
| 17 August 2026 | Corrected record | £352,139.29 |
| 18 August 2026 | Dated snapshot | £359,145.92 |
| 19 August 2026 | Dated snapshot | £359,094.54 |
| 20 August 2026 | Dated snapshot | £358,975.55 |
| 21 August 2026 | Dated snapshot | £358,924.93 |
| 22 August 2026 | Dated snapshot | £358,924.93 |
| 23 August 2026 | Dated snapshot | £358,924.93 |
| 24 August 2026 | Dated snapshot | £358,962.03 |
| 25 August 2026 | Dated snapshot | £358,965.41 |
| 26 August 2026 | Dated snapshot | £358,968.79 |
| 27 August 2026 | Dated snapshot | £359,050.20 |
| 28 August 2026 | Dated snapshot | £359,048.50 |
| 29 August 2026 | Dated snapshot | £359,048.50 |
| 30 August 2026 | Dated snapshot | £359,048.50 |
| 31 August 2026 | Dated snapshot | £359,123.63 |
| 1 September 2026 | Dated snapshot | £359,137.34 |
| 2 September 2026 | Dated snapshot | £359,219.96 |
| 3 September 2026 | Dated snapshot | £359,195.80 |
| 4 September 2026 | Dated snapshot | £359,139.06 |
| 5 September 2026 | Dated snapshot | £359,139.06 |
| 6 September 2026 | Dated snapshot | £359,139.06 |
| 7 September 2026 | Dated snapshot | £359,137.34 |
| 8 September 2026 | Dated snapshot | £359,111.64 |
| 9 September 2026 | Dated snapshot | £359,079.18 |
| 10 September 2026 | Dated snapshot | £359,156.22 |
| 11 September 2026 | Dated snapshot | £359,176.85 |
| 12 September 2026 | Dated snapshot | £359,176.85 |
| 13 September 2026 | Dated snapshot | £359,176.85 |
| 14 September 2026 | Dated snapshot | £359,200.97 |
| 15 September 2026 | Dated snapshot | £359,219.96 |
| 16 September 2026 | Dated snapshot | £359,266.69 |
| 17 September 2026 | Dated snapshot | £359,406.25 |
| 18 September 2026 | Dated snapshot | £359,462.55 |
| 19 September 2026 | Dated snapshot | £359,462.55 |
| 20 September 2026 | Dated snapshot | £359,462.55 |
| 21 September 2026 | Dated snapshot | £359,372.95 |
| 22 September 2026 | Dated snapshot | £359,429.09 |
| 23 September 2026 | Dated snapshot | £359,583.07 |
| 24 September 2026 | Dated snapshot | £359,683.26 |
| 25 September 2026 | Dated snapshot | £359,625.91 |
| 26 September 2026 | Dated snapshot | £359,625.91 |
| 27 September 2026 | Dated snapshot | £359,625.91 |
| 28 September 2026 | Dated snapshot | £359,606.26 |
| 29 September 2026 | Dated snapshot | £359,634.85 |
| 30 September 2026 | Dated snapshot | £359,565.27 |
| 1 October 2026 | Dated snapshot | £359,658.13 |
| 2 October 2026 | Dated snapshot | £359,717.45 |
| 4 October 2026 | Current calculation | £359,717.45 |
Selected debts
£108,650Mortgages, loans and other liabilities
Liquid assets
£137,286Available instantly or within days
What you own
Asset allocation
- Global equities49.2%£230.3k
- Other36.7%£172.1k
- Cash6.4%£30.1k
- Crypto4%£18.9k
- Vehicles2.5%£11.8k
- Collectibles1.1%£5.2k
The detail behind your total
Your balance sheet
| Asset or account | Value source | 30 day change | Value |
|---|---|---|---|
| Pensions2 | £314,081.37 | ||
State Pension | Recorded valuation18 August 2026 | £0Since 4 September 2026 | £172,081.37 |
SIPP | Statement18 August 2026 | £0Since 4 September 2026 | £142,000.00 |
| Investments2 | £88,286.08 | ||
Stocks and shares ISA | Statement18 August 2026 | £0Since 4 September 2026 | £64,500.00 |
US brokerage | Statement18 August 2026 | +£578Since 4 September 2026 | £23,786.08Full native value US$31,400.00 Exchange rate from 2 October 2026 |
| Cash2 | £30,100.00 | ||
Easy access savings | Statement18 August 2026 | £0Since 4 September 2026 | £28,000.00 |
Joint current account | Statement18 August 2026 | £0Since 4 September 2026 | £2,100.00 |
| Crypto1 | £18,900.00 | ||
Bitcoin cold wallet | Market price18 August 2026 | £0Since 4 September 2026 | £18,900.00 |
| Vehicles1 | £11,800.00 | ||
2021 Skoda Octavia | Statement18 August 2026 | £0Since 4 September 2026 | £11,800.00 |
| Valuables1 | £5,200.00 | ||
Omega Speedmaster | Your estimate18 August 2026 | £0Since 4 September 2026 | £5,200.00£4.7k to £5.7k |
| What you owe2 | £108,650.00 | ||
| Mortgage on Home in Leeds | Statement18 August 2026 | £0Since 4 September 2026 | £107,000.00Owed |
| Amex | Statement18 August 2026 | £0Since 4 September 2026 | £1,650.00Owed |
| Net worth | £359,717.45 | ||
Values are dated. Estimates are labelled. A balance change is not the same as investment return.
A little more perspective
Your wealth at a glance
Debt to assets
23.2%
Recorded debts divided by recorded assets. A ratio, not a borrowing limit.
Accessible share
29.3%
Assets in the instant and days tiers, divided by all selected assets.
Cash cover
9.4 months
Cash and savings divided by your stated monthly spending of £3,200.00. No new income assumed.
Largest recorded asset
36.7%
State Pension. Share of positive asset values before debts. An account may contain many investments.
Know your numbers
Every value has a source.
Account balances, market prices and values you record stay clearly identified.
Build your own picture- Account feeds
- 0
- Market prices
- 1
- Recorded values
- 10
- Index estimates
- 1
Example values show how source coverage will appear in your own account.
The daily difference
What changed?
Your owned share, excluding property and keeping liabilities, compared with 2 October 2026.
Previous record£359,717.45
Current picture£359,717.45
No recorded difference. Your current total matches the previous record.
A balance change can include spending, transfers, new valuations or market movements. These records do not separate income from investment returns.
Access to your money
Liquidity
How quickly the asset side could become cash.
Instant£30.1k
Days£107.2k
Months£17k
Locked£314.1k
Timing is a guide. Market conditions and account terms can affect access.
Look a little further
More from your whole picture
How your wealth is changingComposition, monthly movement and your biggest changes
Composition over time
Pensions £314.1kInvestments £88.3kCash £30.1kCrypto £18.9kVehicles £11.8kValuables £5.2kOwed £108.6k
Highest recorded value £359,717, 4 October 2026. Up in 1 of 1 available monthly comparisons over the past year.
Top movers over 30 days
US brokerage+£578
State Pension£0
SIPP£0
Stocks and shares ISA£0
A debt shrinking counts as moving up.
Your whole balance sheet as flows
This shows how your assets and debts add up across the whole portfolio. It is a balance sheet, not a cash flow statement.
Explore possible futuresTwenty year scenarios across your whole portfolio
Illustrative scenarios use your owned share across the whole portfolio. These are possibilities based on assumptions, not forecasts or guarantees.
Global financial crisis: £164.2k potential fall (25.5%)COVID-19 crash: £89.4k potential fall (13.9%)
Open planning studioYour allowances and estateWhole portfolio estimates using your recorded circumstances
These estimates use your owned share, circumstances and recorded contributions. Review the assumptions before using them.
Allowance pace
ISA allowance£6,000 of £20,000
Pension allowance£0 of £60,000
Lifetime ISA£0 of £4,000
Inheritance tax estimate
£0
Estate £221.5k, nil rate bands £825.9k.
Review the assumptionsCould your assets earn more?Ideas to explore across the Welly family
ISA allowance still unused
£14,000 still open this tax year
You have £14,000 of this tax year's ISA allowance left. Money sheltered before 5 April grows free of income tax and capital gains tax.
Explore the ideaEarn tax free with the Rent a Room scheme
£7,500 a year
A furnished spare room in Home in Leeds can earn up to £7,500 a year tax free under the Rent a Room scheme. The allowance is halved if you split the income with someone else.
Explore the ideaUnclaimed Lifetime ISA bonus
£1,000 a year
Paying into a Lifetime ISA before 5 April earns a 25 per cent government bonus of up to £1,000 this tax year.
Explore the ideaYour whole worth, in one place. Spreadsheets get the boot.